GDPR Policy

GDPR Data Protection Policy for Protidinislam Finance

Welcome to the official General Data Protection Regulation (GDPR) Policy page for Protidinislam Finance, accessible at finance.protidinislam.com. This platform operates under the leadership of our founder, Mizanur Rahman Hridoy, and is deeply committed to ensuring the highest level of privacy and data protection for our global audience.

While our primary focus is providing premium, Sharia-compliant wealth management resources, Islamic banking guides, and Halal business ideas for users in South Africa, Nigeria, and the broader African continent, we recognize that our digital footprint reaches a global Muslim Ummah. Therefore, we fully comply with the General Data Protection Regulation (GDPR) established by the European Union (EU) to protect the personal data and privacy of all our users, regardless of their geographical location.

This comprehensive GDPR Policy document explains how we collect, use, process, and protect your personal data when you interact with our educational financial guides, utilize our Zakat calculators, or engage with our daily Rizq practices.

1. Introduction to General Data Protection Regulation (GDPR)

The GDPR is a regulation in EU law on data protection and privacy in the European Union and the European Economic Area (EEA). It also addresses the transfer of personal data outside the EU and EEA areas. The primary objective of the GDPR is to give individuals control over their personal data and to simplify the regulatory environment for international business by unifying the regulation within the EU.

At Protidinislam Finance, transparency is a core Islamic value and a fundamental business practice. We believe that securing your data is just as important as securing your Halal investments. This policy outlines your rights and our strict obligations concerning your personal information.

2. Data Controller and Contact Information

For the purposes of the GDPR and other applicable data protection laws, Protidinislam Finance acts as the “Data Controller” of the personal information you provide to us or that we collect when you use our website.

If you have any questions, concerns, or requests regarding your personal data, or if you wish to exercise any of your rights under the GDPR, please contact our Data Protection Officer (DPO) or our legal support team using the official channels provided below:

Corporate Address:
Protidinislam Finance Network
144 Oxford Road, Rosebank,
Sandton, Johannesburg, 2196,
South Africa

Official Emails:
Data Protection & Legal Desk: support@finance.protidinislam.com
General Inquiries: info@finance.protidinislam.com

3. The Personal Data We Collect

We believe in data minimization, meaning we only collect the information that is absolutely necessary to provide you with an exceptional browsing experience and highly relevant Halal finance content. The types of personal data we may collect include:

  • Identity Data: Includes your first name, last name, or username if you choose to register for our newsletters, webinars, or comment on our Islamic banking articles.
  • Contact Data: Includes your email address, which is primarily used to send you updates regarding Halal investment opportunities, Zakat reminders, or responses to your direct inquiries.
  • Technical Data: Includes your Internet Protocol (IP) address, browser type and version, time zone setting and location, browser plug-in types and versions, operating system, and platform used to access finance.protidinislam.com.
  • Usage Data: Includes detailed information about how you navigate and interact with our website, such as which pages you visit (e.g., our guides on South African Islamic mortgages or Nigerian Halal business setups), your session duration, and the links you click. This is crucial for optimizing our Google Ad Manager (AdX) performance while maintaining a smooth user experience.
  • Marketing and Communications Data: Includes your preferences in receiving marketing materials from us and our third-party partners, as well as your communication preferences.

4. Legal Basis for Processing Your Personal Data

Under the GDPR, we must have a valid legal basis to process your personal data. We rely on the following legal grounds when operating Protidinislam Finance:

  • Consent: You have given clear, explicit consent for us to process your personal data for a specific purpose, such as subscribing to our daily Rizq and Barakah email newsletter. You have the right to withdraw this consent at any time.
  • Legitimate Interests: The processing is necessary for our legitimate business interests, provided those interests do not override your fundamental rights and freedoms. This includes analyzing site traffic to improve our Halal finance content, ensuring network security, and optimizing our AdX ad delivery to keep the platform free for all users.
  • Contractual Necessity: The processing is necessary for the performance of a contract to which you are a party or to take steps at your request before entering into such a contract.
  • Legal Obligation: The processing is necessary for compliance with a legal obligation to which Protidinislam Finance is subject.

5. Your Data Protection Rights Under GDPR

We want to ensure that you are fully aware of all your data protection rights. Under the GDPR, every user is entitled to the following eight fundamental rights:

A. The Right to Access

You have the right to request copies of your personal data that we hold. We may charge you a small, reasonable fee for this service if the request is clearly unfounded, repetitive, or excessive.

B. The Right to Rectification

You have the right to request that we correct any information you believe is inaccurate or incomplete. If you notice an error in the email address you used to subscribe to our Halal business updates, you can contact us to rectify it immediately.

C. The Right to Erasure (“Right to be Forgotten”)

You have the right to request that we erase your personal data, under certain conditions. If you no longer wish to be part of the Protidinislam Finance community, you can ask us to permanently delete your records from our databases.

D. The Right to Restrict Processing

You have the right to request that we restrict the processing of your personal data, under certain conditions. This means we can store your data but not use it further.

E. The Right to Object to Processing

You have the right to object to our processing of your personal data, particularly when we are relying on legitimate interests or using your data for direct marketing purposes.

F. The Right to Data Portability

You have the right to request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions. The data will be provided in a structured, commonly used, and machine-readable format.

If you make a request to exercise any of these rights, we have one month (30 days) to respond to you. Please contact our support desk at support@finance.protidinislam.com to initiate a request.

6. Data Retention Policy

Protidinislam Finance will only retain your personal data for as long as reasonably necessary to fulfill the purposes for which we collected it, including for the purposes of satisfying any legal, regulatory, tax, accounting, or reporting requirements.

For example, if you contact us regarding an inquiry about Islamic banking in South Africa, we may keep a record of that correspondence for a limited time to ensure we provide consistent support. Once the data is no longer necessary, we will securely delete or anonymize it.

7. Sharing of Personal Data and Third-Party Providers

We do not sell, trade, or rent your personally identifiable information to others. However, to operate our website efficiently and keep our educational content free, we share generic aggregated demographic information not linked to any personal identification with our trusted partners, affiliates, and advertisers.

Google Ad Manager (AdX) Compliance: We use Google Ad Manager (AdX) to serve high-quality, relevant advertisements to our users. Google and its ad technology partners may use cookies, web beacons, and similar technologies to collect or receive information from our website to provide measurement services and target ads. We strictly adhere to Google’s EU User Consent Policy, ensuring that EU/EEA visitors are presented with a clear consent mechanism (such as a Cookie Consent Banner) to accept or decline personalized advertising and non-essential cookies.

8. International Data Transfers

As our corporate office is located in South Africa and our servers may be hosted internationally, the information we collect from you may be transferred to, stored, and processed in a country outside the European Economic Area (EEA). Whenever we transfer your personal data out of the EEA, we ensure a similar degree of protection is afforded to it by implementing appropriate safeguards, such as using specific contracts approved by the European Commission.

9. Data Security Measures

Under the guidance of Mizanur Rahman Hridoy, Protidinislam Finance has implemented robust security measures to prevent your personal data from being accidentally lost, used, accessed in an unauthorized way, altered, or disclosed. We limit access to your personal data to those employees, agents, contractors, and other third parties who have a strict business need to know. They will only process your personal data on our instructions and are subject to a strict duty of confidentiality.

10. Children’s Privacy

Our Halal wealth management and Islamic finance content are designed for an adult audience capable of making financial decisions. Protidinislam Finance does not knowingly collect or solicit any personal data from anyone under the age of 16. If we learn that we have collected personal information from a child under age 16 without verification of parental consent, we will erase that information as quickly as possible. If you believe that we might have any information from or about a child under 16, please contact us immediately.

11. Changes to Our GDPR Privacy Policy

We keep our GDPR Policy under regular review to ensure it remains compliant with changing global regulations and our internal practices. Any updates or modifications will be posted directly on this web page. We encourage you to frequently check this page to stay informed about how we are helping to protect the personal information we collect.

12. Contact Our Data Protection Officer (DPO)

If you have any questions about this GDPR Policy, the practices of this site, or your dealings with this website, please do not hesitate to contact our dedicated team.

Protidinislam Finance Network
Legal & Compliance Department
144 Oxford Road, Rosebank,
Sandton, Johannesburg, 2196,
South Africa

Email for GDPR Requests: support@finance.protidinislam.com
Business Desk: business@finance.protidinislam.com